| We care
about kids and safety. We love our children and spend lots of time with
them. Working from home is what makes this possible. My wife and I manage
our business from home and our children are here with us. Being awork
at home dad I get to spend the days home with my two sons to watch them
grow and be a part of their lives. As a work from mom my wife shares that
with us and we all spend lots of time together.
We have been blessed and the love in our children proves
this too us. I push and prod every person I know to get online and find
a way to earn a living. Many people are scared or think they can't do
it but thats not true. Making money online is not that hard and with enough
hard work anyone can build a business online and work from home.
I think we've all seen the infomercials on television
and the advertisements online for the latest Work From Home plan that
will have you making crazy money in your first week and as well all should
know if it sounds to good to be true then it probably is. There are lots
of work from scams and rip offs to watch for.
The following article is from our partner Work
at Home Money Scams. They have some great advice on protecting
yourself online and you should check
out their website when you get the chance.
In this day and age a new trend is emerging where a group
known collectively as single moms want to stay at home looking after the
children, whilst being able to contribute towards the family income.
This group actually comprises of single moms, disabled mothers, moms low
on cash and mothers who generally would like a better standard of living.
Finding ways to work from home, ideally doing only a few hours each day
and still being able to bring up your children without resorting to employing
nannies etc. would seem like the ideal solution. Many moms look to the
internet or local newspaper adverts for opportunities to earn money from
home. Unfortunately the scammers know this, and to them, these unsuspecting
victims are ‘easy meat’.
They are faced with adverts that promise a better lifestyle, lots of free
time, and the ability to earn vast quantities of extra cash with no real
training or expertise. This is exactly what the unsuspecting moms would
like to hear and therefore they become very easy targets.
What makes things even worse is the fact that the majority of moms who
lose money to the scammers, never try to retrieve the cash they have paid
out in good faith.
So what are the most prevalent scams that one comes across nowadays?
Let us start with three of the most popular that can be found anywhere
you look for working from home opportunities, these being:
- Envelope Stuffing
- Medical Billing
- Home Assembly
Each of these three take a different route to the same end. That end
being to make you pay upfront for a service that basically is non-existent.
Envelope Stuffing
Envelope Stuffing scams promise moms up to $2000 for mailing 400 brochures
with free postage and stationary supplies. After calling a toll free number,
a pre- recorded
message instructs you to leave your name and address for more information.
Shortly afterwards you will receive a letter claiming that if you pay
the $35.00 registration fee then for every envelope you fill and post,
$5.00 will be paid to your account.
So you pay the fee, only to find that you either get a letter telling
you to place an advert exactly the same as the one you replied to, or
a list of companies that if contacted already have in-house envelope sealing
and addressing machines, and as such do not require your services!
Medical Billing
Medical Billing ads lure consumers with promises of substantial income
working from home full- or part-time - "no experience required."
They direct consumers to call a toll-free number for more information.
On calling, a sales representative will entice you to sign up by telling
you that the processing of medical claims is a very lucrative business,
that doctors are desperate for help with electronic claims processing,
and that you - even without any experience - can do this work from the
comfort of your home, after you have bought the software off them, for
a charge of sometimes up to $8000.
In exchange for the initial fee, they claim to provide everything you
supposedly need to launch your medical billing business: the software
program to process the claims and a list of prospective clients ready
and waiting.
But the reality is that few consumers who pay for medical billing opportunities
find clients or make any money, let alone earn the promised substantial
income. The software consists of various forms and letters; anyone could
design.
Competition in the medical billing market is fierce, especially for those
who are new to it. Many doctors' offices process their own medical claims.
Doctors who contract
out their medical billing often use established firms, not individuals
working from home.
The end result is you lose the total amount invested!
Home Product Assembly
This scam can be very depressing for many work at home moms. The advert
will claim that anyone can easily assemble various products using a few
simple tools that you probably already have at home, and when you submit
the assembled product you will be paid immediately.
When you apply to the company, you receive a booklet or pamphlet that
has a description of the finished product. Once the items are finished
(as many as you can produce) you return them to the company and you will
be paid a certain amount for each item assembled. Once again this all
sounds fairly straightforward doesn’t it.
Well here is the scam side of it all.
After paying for your assembly package, you will receive your instructions
for assembly; you will be informed that all materials for the project
will have to be purchased from the actual company involved (this is to
ensure that the ‘correct quality’ of material is used). In
most cases the materials could have been purchased a lot cheaper elsewhere.
So to start with you have already paid money to the company and are out
of pocket. Then after submitting the finished product for payment, you
receive a letter (not containing a cheque!) and this letter informs you
that your finished products have been rejected for being sub-standard
due to some ludicrous reason or other.
Why would this happen you ask? Well the simple answer is that the products
you are asked to assemble do not have any actual buyers. The only money
made by this scam is by the originating company or individual selling
you overpriced materials to complete your tasks. Very upsetting if you
have spent many hours carefully assembling products you believe will provide
you substantial income.
I have listed three common work
from home scams to affect WAHM, many others will be listed or discussed
on our site Work
At Home Money Scams.
Tips for Work at Home Moms on how to spot internet scams
1.The first line states you make $100’s or $1000’s per day
or week.
2.The initial ad uses lots of capital letters and exclamation marks.
3.They say ‘no experience is needed’
4.Only working a few hours per week (even in your pyjamas!) guarantees
easy cash.
5.The ads will make out that you need to join immediately and places are
limited, or a special offer is on.
6.You are always asked to send a fee up-front for some item e.g. Enrolment
fee, start up package etc.
7.If it sounds too good to be true, then it most probably is.
8.If the company in question uses free hosting- any legitimate company
will have its own domain.
If you are a mom wanting to work from home please do not despair because
opportunities are out there. Keep an eye on our website and do your homework
before you commit any money to any advertised internet home business opportunity.
Andrew Murrayfield
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